Our First-Time Homebuyer Loan program is designed specifically for those stepping into homeownership for the first time, our program offers unparalleled benefits to make your journey to homeownership as smooth as the Hawaiian trade winds.
Who Qualifies for C2 Hawaii’s First-Time Homebuyer Loan?
Our First-Time Homebuyer Loan is perfect for you if:
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You haven’t owned a principal residence in the last 3 years.
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Your income is less than 80% of your county’s median income.
Benefits That Make Homeownership Accessible
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Low Down Payment: With as little as 3% down, you can start your homeownership journey. This low entry point reduces the barrier to owning a home, making it more achievable than ever.
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Improved Rate Pricing: Benefit from our competitive interest rates that help keep your monthly payments manageable. At C2 Hawaii, we work to secure premium rates to fit your budget.
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Primary Residence Only: This loan is specifically for those looking to buy their primary home.
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Income Limitations: To maintain fairness and accessibility, first time home buyer loans have income caps at 80% of the County Median Income. This aligns with:
Why Choose C2 Hawaii for Your Mortgage Needs?
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Expert Guidance: Our team at C2 Hawaii understands the unique challenges and opportunities of the Hawaiian housing market. We guide you through every step, from application to closing, ensuring you feel supported and informed.
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Local Expertise: Based in Hawaii, we have a deep understanding of local real estate trends, lending practices, and community resources, making us your ideal partner in navigating the home buying process.
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Community Commitment: We are not just about transactions; we’re about building communities. By helping first-time buyers, we contribute to the growth and stability of neighborhoods across the islands.
How to Get Started
Ready to embark on your homeownership journey? Here’s how you can begin:
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Check Your Eligibility: Determine if you meet our income and homeownership criteria.
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Explore Your Loan Options with one of our experienced loan officer: Contact Us
At C2 Hawaii, we believe everyone should have the opportunity to own a home in this beautiful state. Our First-Time Homebuyer Loan is designed to make this dream a reality with favorable terms, local expertise, and a commitment to community well-being. Don’t let the prospect of buying a home overwhelm you; let us be your guide to owning your piece of Hawaii. Contact C2 Hawaii today and start your journey towards homeownership.
Contact our team of local experts at C2 Hawaii to explore your options today: Contact Us
