C2 Hawaii was built for loan officers, by loan officers — and that’s been true since day one.
In 2014, Darron Carson and Joe Schmitz set out to build something different: a branch where loan officers genuinely thrive and borrowers are served at the highest level. Over a decade later, that mission hasn’t changed.
With over 50+ years of combined experience, Darron and Joe aren’t just branch founders — they’re active in the business every day, originating loans, mentoring loan officers, and staying hands-on through every market cycle. That ground-level involvement is what keeps C2 Hawaii ahead.
For borrowers, that means access to competitive pricing through a network of 100+ lenders, an elite processing team, and loan officers who are well-supported and sharp.
For loan officers, it means a platform built to help you grow — with the resources of C2 Financial behind you, experienced leadership that’s actually accessible, and a culture that invests in your success.
C2 Hawaii proudly serves all Hawaiian Islands.
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It is our mission to provide low Hawaii mortgage rates with the best possible service.
C2 Financial Corporation, headquartered in San Diego, California, is one of the nation’s leading mortgage brokerages. Founded in 2009 by industry veterans with over 70 years of combined experience, C2 has grown to include 1,100+ originators licensed in 32+ states.
With relationships across 100+ wholesale lenders, C2 Financial secures preferred pricing and an extensive range of loan programs — giving clients access to options that retail banks simply can’t match.
C2 Financial has earned notable industry recognition, including: