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$0 Down for Owner-Occupied Properties: Yes, you read that right. With C2 Hawaii, you can finance your dream home up to $1,000,000 without a down payment if you plan to live in it. This makes homeownership more accessible, especially in Hawaii’s high-cost market.
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Unique Properties & Tear Downs: If you’ve found a property with potential but requires substantial work or is considered non-standard, like a teardown, our loan program can help finance your vision.
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Condotels: Investing in or buying a condotel can be tricky with conventional loans. C2 Hawaii offers specialized financing options for these unique properties, ensuring you can make your investment or live in this distinctive type of real estate.
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Residences with Farms: For those looking to combine residential living with agricultural or small farming operations, we understand the unique financing needs these properties demand. Our Portfolio Loan can help you secure your piece of paradise.
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Refinance Options: Whether you’re looking to lower your interest rate, change your loan term, or take cash out for home improvements, travel, or other investments, we offer flexible refinancing options. Choose between rate/term refinancing to adjust your payments or cash-out to access your home’s equity.
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Local Expertise: With deep roots in Hawaii, our team understands the local market better than anyone. We’re here to guide you through the nuances of Hawaii’s real estate landscape.
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Personalized Service: Every client’s situation is unique, and we treat it as such. Our loan officers work closely with you to tailor a solution that fits your exact needs, not just what’s available.
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Access to a Wide Network: As part of C2 Financial, one of the nation’s leading mortgage brokers, we have access to over 100 lenders, ensuring we can find the best possible terms for your loan.
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Speed and Efficiency: We pride ourselves on quick processing times and efficient service, understanding that in real estate, timing can be everything.