Joe Schmitz

NMLS#222839
Vice President - FEBO Partner Hawaii RI / Branch Manager

Joe Schmitz

Joe Schmitz, Vice President and FEBO Partner with a wealth of experience in the mortgage industry since 2006, specializing in VA home loans. As a U.S. Navy Veteran who served at Pearl Harbor on the submarine USS Buffalo, Joe is deeply committed to helping fellow Veterans achieve their homeownership dreams with low wholesale rates.

Joe has a unique background, having originated loans both as a banker and broker. In 2014, he launched the C2 Hawaii branch partnership, which has empowered him to provide some of the most competitive rates available in Hawaii through their vast network of wholesale lenders.

At C2 Hawaii, Joe is dedicated to offering personalized service tailored to each client’s needs. Whether you’re on Oahu, Maui, Kauai, Molokai or the Big Island, Joe’s expertise in VA home loans ensures you get exceptional rates and terms.

Outside of work, Joe enjoys snowboarding, hiking, diving, and spending time with his fiancé and dog. He looks forward to not only helping clients secure great rates but also providing a seamless and enjoyable experience throughout the loan process.

Are you a Veteran looking for a VA home loan in Hawaii? Contact Joe Schmitz today to benefit from his dedication to serving those who have served our country.

Today's Rates as of

30 Year Fixed

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VA 30 Year Fixed

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5 Year ARM

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Jumbo 30 Year Fixed

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*Above rates are quoted NO POINTS, Based on 780 credit score, purchase loan, loan amount < $1,149,825 (except JUMBO ) and 20% down (except for VA & JUMBO)