Traditional Mortgages

Conventional Loan

  • For borrowers with fair-excellent credit and ability to document income through traditional means
  • As little as 5% down
  • Lender paid mortgage insurance available
  • Fixed rate terms: 30, 25, 20, 15, and 10 year loans
  • 3yr, 5yr, 7yr, and 10yr ARMS
  • Loans up to $1,209,750
  • Premium Rate Pricing
  • Primary Residence, Second Home, Investor Occupancy
  • Refinance: rate/term or cashout
  • Click Here for More Information

VA Loan

  • For Veteran, Active duty, and Reservist service members
  • $0 Down (No Loan Limit)
  • $0 cash to close option
  • No Mortgage Insurance
  • VA to VA Streamline refinance with no appraisal or out of pocket expense
  • 90% Cash-out refinance (cash can be used for any purpose)
  • Jumbo VA loans up to $3,000,000+
  • Primary Residence (streamline refinance does not have to be owner occupied)
  • Condo must be VA approved
  • Easier credit criteria allowing scores as low as 580
  • Primary Residence
  • Investor Allowed on VA to VA IRRRL
  • Click Here for More Information

First Time Homebuyer Loan

FHA Loan

  • For credit challenged borrowers that can still document income through traditional means
  • As little as 3.5% down
  • FHA to FHA streamline refinance
  • Easier credit criteria allowing scores as low as 580
  • FHA 203k rehab loans for homes that need some work
  • Fixed and ARM products available
  • Click Here for More Information

USDA Loan

Jumbo Loan

  • For borrowers looking to finance above the conforming limit of $1,209,750
  • Fixed rate and ARM products
  • Premium Rate Pricing
  • Primary Residence, Second Home, Investor Occupancy
  • Loans up to $5,000,000+
  • Refinance: rate/term or cashout
  • Click Here for More Information

CALL NOW

Today's Rates as of

12/13/2020 05:13 AM

30 Year Fixed

Interest Rate

2.625 %

APR

2.66 %

VA 30 Year Fixed

Interest Rate

2.250 %

APR

2.375 %

5 Year ARM

Interest Rate

2.875 %

APR

2.91 %

Jumbo 30 Year Fixed

Interest Rate

2.875 %

APR

2.91 %

*Above rates are quoted NO POINTS, Based on 760 credit score, purchase loan, loan amount < $1,209,751 (except JUMBO ) and 20% down (except for VA & JUMBO)

C2 Financial Corporation is a Hawaii State NMLS Licensed MLOC: NMLS #135622, C2 Hawaii NMLS#1244222. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of Hawaii.

C2 HAWAII 2024 © all rights reserved Branch NMLS#1244222