Traditional Mortgages

Conventional Loan

  • For borrowers with fair-excellent credit and ability to document income through traditional means
  • As little as 5% down
  • Lender paid mortgage insurance available
  • Fixed rate terms: 30, 25, 20, 15, and 10 year loans
  • 3yr, 5yr, 7yr, and 10yr ARMS
  • Loans up to $1,209,750
  • Premium Rate Pricing
  • Primary Residence, Second Home, Investor Occupancy
  • Refinance: rate/term or cashout
  • More Information on Conventional Loans

VA Loan

  • For Veteran, Active duty, and Reservist service members
  • $0 Down (No Loan Limit)
  • $0 cash to close option
  • No Mortgage Insurance
  • VA to VA Streamline refinance with no appraisal or out of pocket expense
  • Cash-out refinance up to 90% of your home's value (cash can be used for any purpose)
  • Jumbo VA loans up to $5,000,000+
  • Purchasing - Primary Residence Only (streamline refinance does not have to be owner occupied)
  • Condo must be VA approved
  • Easier credit criteria allowing scores as low as 580
  • Investment or 2nd Home Allowed on VA to VA Rate/Term Refinance
  • More Information on VA Loans

First Time Homebuyer Loan

FHA Loan

  • For credit challenged borrowers that can still document income through traditional means
  • As little as 3.5% down
  • FHA to FHA streamline refinance
  • Easier credit criteria allowing scores as low as 580
  • FHA 203k rehab loans for homes that need some work
  • Fixed and ARM products available
  • More Information on FHA Loans

USDA Loan

Jumbo Loan

  • For borrowers looking to finance above the conforming limit of $1,209,750
  • Fixed rate and ARM products
  • Premium Rate Pricing
  • Primary Residence, Second Home, Investor Occupancy
  • Loans up to $5,000,000+
  • Refinance: rate/term or cashout
  • More Information on Jumbo Loans

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Today's Rates as of

12/13/2020 05:13 AM

30 Year Fixed

Interest Rate

2.625 %

APR

2.66 %

VA 30 Year Fixed

Interest Rate

2.250 %

APR

2.375 %

5 Year ARM

Interest Rate

2.875 %

APR

2.91 %

Jumbo 30 Year Fixed

Interest Rate

2.875 %

APR

2.91 %

*Above rates are quoted NO POINTS, Based on 760 credit score, purchase loan, loan amount < $1,209,751 (except JUMBO ) and 20% down (except for VA & JUMBO)