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Category: Blog

What is a non-QM loan?

Posted on June 8, 2022 (August 20, 2025) by Joe Schmitz

A non-QM loan is a loan that deviates from standard documentation requirements. As a Hawaii Mortgage Broker we have access […]

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Posted in Blog

Should I use a Mortgage Broker?

Posted on November 5, 2021 (July 29, 2025) by Joe Schmitz

It is counter intuitive to go to a mortgage broker vs. directly to the bank for a home loan. […]

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Posted in Blog

2022 New Hawaii Conforming Loan Limit

Posted on October 26, 2021 (February 1, 2022) by Joe Schmitz

Every year the FHFA (Federal Housing Finance Agency) sets new loan limits for the coming year. The limit is additionally adjusted in some […]

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Posted in Blog

How do I get the Lowest Rate on a Mortgage?

Posted on March 25, 2021 (November 9, 2021) by Joe Schmitz

Everyone who is looking for a mortgage always wants the lowest interest rate, course they do. The lower the interest rate […]

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What You Need to Know About VA Home Loans

Posted on January 6, 2021 (July 29, 2025) by Joe Schmitz

A VA home loan is a home-mortgage option available to United States Veterans, Service Members, and spouses. VA loans are issued by qualified lenders […]

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Posted in Blog

How to Navigate the High Cost of Living in Hawaii

Posted on January 6, 2021 (July 22, 2025) by Joe Schmitz

The fact that Hawaii is expensive is a fact we are all (unfortunately) aware of. The average living expenses of paradise are two-thirds higher […]

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C2 Financial Corporation is a Hawaii State NMLS Licensed MLOC: NMLS #135622, C2 Hawaii NMLS#1244222. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of Hawaii.

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