At C2 Hawaii, we are your premier destination for innovative mortgage solutions tailored to the unique needs of self-employed individuals and those with non-traditional income streams. If you’ve been struggling to secure a home loan due to the conventional requirements of tax returns or paystubs, our alternative mortgage products are designed just for you. Visit us at C2 Hawaii’s Alternative Mortgages to discover how we can help you turn your homeownership dreams into reality.
Why Choose C2 Hawaii for Your Mortgage?
1. Specialized Loans for Self-Employed Borrowers:
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Our Bank Statement Income Loan is particularly suited for, business owners, contractors, and free lancers. Instead of traditional income verification, we use 3 or 12 month’s bank statement deposits to assess your true financial capability. We also do not need Profit & Loss statements if using 12 months bank statement deposits. We do not even look at tax returns, simplifying your application process significantly.
2. Specialized Loan For Investors (DSCR)
- We offer loans for investors looking to qualify solely off subject property rental income
- This products allows closing in an entity such as LLC or partnership (does not report on individual credit report)
- First Time Investors Allowed
3. Flexibility and Simplicity:
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No Tax Returns Needed: Opt for our 12 or 3 month bank statement deposits, DSCR, Foreign National, No Income, or Service Industry loan options to bypass the usual paperwork. This approach not only expedites the loan process but also respects your privacy and reduces the stress of gathering extensive documentation.
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Personalized Service: Each client at C2 Hawaii receives a dedicated mortgage advisor. This one-on-one service ensures that your unique situation is understood and catered to, offering you the best possible mortgage solution.
4. A Broad Spectrum of Property Types:
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Whether you’re buying your primary residence, a vacation home, or an investment property, our loans cover various occupancies. We also provide options for rate/term refinancing or cash-out refinancing, giving you the flexibility to manage your finances or invest further.
5. Local Expertise with Global Reach:
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With C2 Hawaii, you benefit from local market knowledge combined with access to a wide array of mortgage products. Our deep understanding of the Hawaii real estate market, coupled with our extensive lender network, positions us to find the perfect mortgage fit for you.
The C2 Hawaii Difference
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Innovative Mortgage Products: We’re not just about traditional loans. Our offerings include specialized programs like the Bank Statement Income Loan, making us a leader in alternative home financing in Hawaii.
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Customer Satisfaction: We pride ourselves on our 5.0 Google rating with 100+ reviews, showcasing our commitment to service excellence.
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Not Upfront Costs: Start your home buying journey with us without worrying about initial fees.
Contact C2 Hawaii to explore your options: Contact Us
