Julie Lawrence

NMLS#358207
Sr. Loan Officer

Julie Lawrence

Meet Julie, your experienced Mortgage Loan Officer and Construction Loan Specialist serving the Big Island of Hawaii and all other islands. With over 35 years of experience in the Hawaii mortgage industry, Julie brings a wealth of local knowledge and expertise to each borrower and situation.

Julie’s extensive career in Hawaii’s financial world has equipped her with a deep understanding of the unique business structures and cash flow analysis that are often essential in the islands. This allows her to ensure optimal qualifying for home loans, regardless of your income stream.

At C2 Hawaii, Julie specializes in assisting previously denied borrowers. Her goal is to turn your dream of homeownership into a reality, even if you’ve faced obstacles in the past. With Julie’s guidance and expertise, you can navigate the complexities of mortgage lending with confidence.

Julie understands the local real estate market intricacies, from the volcanic landscapes of the Big Island to the stunning beaches of Maui. Whether you’re a first-time homebuyer, looking to refinance, seeking a jumbo loan for a luxury property, or need a construction loan for your dream home, Julie is here to help.

Julie’s dedication goes beyond just securing a loan. She is committed to building lasting relationships with her clients, ensuring they feel supported and informed every step of the way. Her personalized approach means she’s not just your Mortgage Loan Officer – she’s your trusted partner in achieving your homeownership goals.

Today's Rates as of

12/13/2020 05:13 AM

30 Year Fixed

Interest Rate

2.625 %

APR

2.66 %

VA 30 Year Fixed

Interest Rate

2.250 %

APR

2.375 %

5 Year ARM

Interest Rate

2.875 %

APR

2.91 %

Jumbo 30 Year Fixed

Interest Rate

2.875 %

APR

2.91 %

*Above rates are quoted NO POINTS, Based on 760 credit score, purchase loan, loan amount < $1,149,825 (except JUMBO ) and 20% down (except for VA & JUMBO)