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Resident and Non-Resident Aliens: Whether you’re living in Hawaii or visiting regularly, if you have an ITIN, you’re eligible.
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Self-Employed Individuals: If traditional income verification is challenging, C2 Hawaii’s ITIN loans can be your answer.
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Down Payment Starts with as little as 20% down. This makes buying a home in Hawaii more accessible without the burden of a massive upfront payment.
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Flexible Credit Requirements: We understand that credit scores can tell only part of your story. That’s why we accept credit scores as low as 650, making homeownership possible for many who might be turned away by other lenders.
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Alternative Income Verification: Self-Employed with income that cannot be proven through traditional means: No problem. You can use bank statements deposits or investor cash flow as proof of income. This is particularly beneficial for freelancers, business owners, and investors.
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Combination with Other Loan Types: Our ITIN loans can be combined with other alternative income loans like bank statement loans, 1099 loans, or those tailored for the service industry, providing even more flexibility.
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Refinancing Options: Whether you’re looking to reduce your interest rate with a rate/term refinance or need to access your home’s equity through a cash-out refinance, C2 Hawaii has you covered. Refinancing with an ITIN loan can help you manage your finances more effectively or invest in further property improvements.
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Expertise: Our team at C2 Hawaii understands the unique challenges faced by ITIN holders. With years of experience in the local market, we are committed to helping you navigate the home buying process smoothly.
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Customer-Centric Service: From application to closing, we provide personalized service to ensure your home buying journey is as stress-free as possible.
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Community Connection: Being a local Hawaii-based mortgage broker, we know the market intimately. We’re not just your lender; we’re part of your community.
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Competitive Rates: Thanks to our extensive network of over 100 wholesale lenders, we can secure premium rates, ensuring you get the best deal on your mortgage.
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Get in Touch: Contact Us
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Apply Online: Take advantage of our easy and secure online application process to start your loan application today!
