Ed Smith

NMLS#327781
Sr. Loan Officer

Ed Smith

Ed most recently served as principal broker for 16 years at Solid Rock Home Loans, Inc., a local mortgage brokerage on Oahu.  His passion is to help homebuyers and homeowners in all areas of lending through homeowner education and excellent service.

Ed is grateful to his clients for the success in mortgage lending, having the opportunity to fund a USDA Construction Loan on Hawaiian Homeland, helped homebuyers on the island of Oahu, Molokai, and the Big Island purchase homes, provide Home Equity Loans for home improvement, and helped Military Veterans purchase homes through the collaboration with the Veteran Administration Department to approve condominium projects such as the Plantation Town Apartments.

Ed is a graduate of University High school on Oahu, and the University of Hawaii at Manoa in Business Administration with an emphasis in Travel Industry Management.

If you have questions on homebuying, refinancing or just want to know more about the home loan process, please feel free to contact Ed.

Today's Rates as of

12/13/2020 05:13 AM

30 Year Fixed

Interest Rate

2.625 %

APR

2.66 %

VA 30 Year Fixed

Interest Rate

2.250 %

APR

2.375 %

5 Year ARM

Interest Rate

2.875 %

APR

2.91 %

Jumbo 30 Year Fixed

Interest Rate

2.875 %

APR

2.91 %

*Above rates are quoted NO POINTS, Based on 760 credit score, purchase loan, loan amount < $1,149,825 (except JUMBO ) and 20% down (except for VA & JUMBO)