Ed Smith

NMLS#327781
Sr. Loan Officer

Ed Smith

Ed is a seasoned mortgage expert with over 16 years of experience, previously a principal broker, specializing in helping borrowers who don’t qualify for conventional financing. His passion lies in assisting homebuyers and homeowners across Hawaii, providing education and exceptional service in all areas of lending.

Throughout his career, Ed has successfully helped clients secure a variety of loans tailored to their needs. He has funded USDA Construction Loans on Hawaiian Homelands, assisted homebuyers on Oahu, Molokai, and the Big Island, and provided Home Equity Loans for home improvement. Ed has also played a crucial role in helping Military Veterans purchase homes by collaborating with the Veteran Administration Department to approve condominium projects like Plantation Town Apartments.

A proud graduate of University High School on Oahu and the University of Hawaii at Manoa with a degree in Business Administration emphasizing Travel Industry Management, Ed brings a deep understanding of the local market to his clients.

Whether you’re looking to buy a home, refinance, or simply learn more about the home loan process in Hawaii, Ed is here to help. Contact Ed today for personalized mortgage solutions and expert guidance to achieve your homeownership dreams in Hawaii.

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VA 30 Year Fixed

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5 Year ARM

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Jumbo 30 Year Fixed

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*Above rates are quoted NO POINTS, Based on 780 credit score, purchase loan, loan amount < $1,149,825 (except JUMBO ) and 20% down (except for VA & JUMBO)