C2 Hawaii

Month: March 2022

  • Thomas Ray

    Thomas Ray

    MEET THE TEAM

    Thomas Ray

    NMLS#2068953
    Loan Officerr
    Mobile: (808) 292-9457
    thomas@c2hawaii.com
    Apply Now

    Thomas Ray

    In 2006 Thomas arrived in Hawaii and served on the USS Russell DDG-59 as the ship’s Search & Rescue swimmer until 2009. After serving honorably in the Navy for six years, Thomas attend Hawaii Pacific University and achieved a BSBA in Finance in 2011. 

    From 2010 to 2013 Thomas worked as a financial advisor for Wealth Strategy Partners. Thomas has always been an adventurer and sports enthusiast, after years of playing rugby he attended the International Rugby Academy of New Zealand, where he was coached by several famous All Blacks and played for The Wellington Axemen in New Zealand’s Premier Club Division.

    After returning from New Zealand, Thomas partnered in Downtown’s favorite restaurant/pub Square Barrels. The onset of the pandemic pushed Thomas back to finance and he began his lending career with a mortgage bank. Attracted by the opportunities for his clients, Thomas left mortgage banking to be a broker for C2 Financial.

    Thomas is a husband and father of two beautiful children. 

  • Jay Hall

    Jay Hall

    LOAN OFFICERS

    Jay Hall

    NMLS#1511330
    Sr. Loan Officer
    808-824-1976
    jay@c2hawaii.com
    Apply Now

    Jay Hall

    Jay Hall is a passionate mortgage broker with a strong track record of helping clients achieve their homeownership dreams. Living on the beautiful island of Oahu, Jay pairs his deep knowledge of the mortgage industry with a personal touch to make the home loan process smooth and stress-free for individuals and families.

    With over 10 years of experience in sales, management, and real estate, Jay started his mortgage career in 2018 with C2 Hawaii. Specializing in conventional and VA loans, he’s helped countless borrowers navigate the ins and outs of mortgage solutions. From analyzing financial documents to explaining lending guidelines, Jay is committed to making the process easy to understand. His clients and real estate partners know they can count on him for trustworthy advice and tailored recommendations.

    Outside of work, Jay is all about family life. He’s a proud husband and dad to two young kids—a spirited three-year-old son and a curious one-year-old daughter. The family wouldn’t be complete without their rescued dog, Simba, who loves playing fetch as much as Jay enjoys throwing the ball. Whether it’s chasing after his kids or his pup, Jay’s always on the move!

    If you’re a first-time homebuyer, a veteran, or a real estate professional looking for a reliable mortgage partner, Jay Hall is here to help with expert advice, personalized service, and a commitment to making your mortgage journey a success.

  • Troy Switzer

    Troy Switzer

    LOAN OFFICERS

    Troy Switzer

    NMLS#1532881
    Sr. Loan Officer
    808-489-6550
    troy@c2hawaii.com
    Apply Now

    Troy Switzer

    Troy was born here in the islands and has family roots on the Valley Isle in Lahaina.  Troy is also a 10-year veteran of the U.S. Navy’s Nuclear Power Program and spent the majority of his Naval career at Pearl Harbor as a submariner, and prior to becoming a loan officer and joining the C2 Hawaii team spent 5 years as a civilian at Pearl Harbor Naval Shipyard fixing the same submarines he served on.

    Troy is passionate about our Aina and helping locals, veterans, and investors alike achieve homeownership here in Hawaii.  Troy and his wife Kristina are proud to raise their ohana here and call Hawaii home, and with their multicultural and multifaceted backgrounds that mirror the islands themselves; Troy and Kristina can provide a unique insight into the needs of clients across the board.

    In addition, Troy working for one of the largest mortgage brokerage companies [C2 Hawaii] in the US gives him access to over 100 wholesale lenders and a wide array of loan programs at preferred pricing on Government, Conventional, and Non-QM loans, which allows him to service the needs of every type of buyer.