Percy Ihara

Reverse Mortgage Specialist
NMLS#582944

Percy Ihara

Reverse Mortgage Specialist

Percy Ihara is a 37+ year veteran of the mortgage industry and one of Hawaii’s most respected authorities on reverse mortgages. For more than 23 years, Percy has been dedicated to educating Hawaii’s seniors—as well as legal, financial, and healthcare professionals—about Aging in Place and how a thoughtfully structured reverse mortgage can help seniors maintain financial stability and independence.

As a Hawaii Reverse Mortgage Specialist with C2 Financial, one of the largest and most trusted mortgage brokerages in the state, Percy now leverages the full strength and resources of C2 to provide exceptional service, personalized guidance, and access to a wide range of lending solutions for Hawaii’s kupuna and their families.

Percy is also well-known as the former Publisher and Editor of the award-winning Generations Magazine, Hawaii’s only multi-platform media resource dedicated exclusively to seniors. Generations Magazine has served the community through its print publications, radio show and podcasts, webinars, and comprehensive online resource center—offering trusted information on senior services, caregiving, health, finance, and more.

Deeply involved in Hawaii’s senior advocacy and professional communities, Percy is active with the Financial Planners Association of Hawaii, Hawaii National Association of Insurance and Financial Advisors, Hawaii Pacific Gerontological Society, the Kupuna Caucus, and AARP. He is a Certified Senior Advisor (CSA)—the only double-accredited designation in both the financial services and senior-care industries—and also holds the Certification for Long-Term Care (CLTC), giving him extensive expertise in long-term care planning.

Percy is the creator of the highly popular Generations Magazine Annual “Aging in Place” Workshop, a signature Hawaii event attended by baby boomers and their parents. This workshop provides trusted, practical information on navigating the challenges of aging in place—covering housing, caregiving, health, finance, and community resources.

Further demonstrating his commitment to Hawaii’s senior community, Percy currently serves as the Executive Director of Akamai Seniors, a nonprofit founded by Ed and Travis Motosue of Financial Benefits Insurance Company, Hawaii’s leader in Medicare education. Akamai Seniors delivers workshops on aging, health, and practical strategies to Live Well throughout life’s later stages.

With his decades of experience, trusted reputation, and deep commitment to senior advocacy, Percy Ihara is one of Hawaii’s leading Reverse Mortgage Specialists—now proudly serving clients with the full support and resources of C2 Financial.

Percy also hosts his own website with a variety of resources for seniors: Hawaii Reverse Mortgages

Today's Rates as of

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VA Jumbo 30 Year Fixed

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5 Year ARM

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Jumbo 30 Year Fixed

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VA 15 Year Fixed

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VA 5 Year ARM

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7 Year ARM

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FHA 30 Year Fixed

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USDA 30 Year Fixed

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12 Month Bank Statement 30 Year Fixed

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DSCR 30 Year Fixed

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*Above rates are quoted NO POINTS, Except ARMs, Based on 780 credit score, purchase loan, loan amount < $1,249,126 (except JUMBO ) and 20% down (except for VA & JUMBO) Primary Residence (except DSCR)