Selena Sharrak

Loan Officer
NMLS#2225574

Selena Sharrak

Selena Sharrak is a Hawaii-based Mortgage Loan Officer with deep expertise in residential, investor, and commercial real estate financing. With a proven sales background and hands-on experience at leading mortgage companies across Michigan and Hawaii, Selena has built her reputation on delivering personalized service, clear communication, and loan experiences that close on time — every time.

Selena’s core specialties include:

  • Commercial Real Estate Financing — helping business owners, investors, and developers secure the right financing structure for income-producing and mixed-use properties
  • DSCR (Debt Service Coverage Ratio) Loans — a go-to resource for real estate investors looking to qualify based on property cash flow rather than personal income
  • FHA, VA & Conventional Home Loans — trusted by first-time buyers, active military, veterans, and families refinancing or upgrading their primary residence

Whether you’re scaling a real estate investment portfolio, financing a commercial property, or buying your first home, Selena brings the knowledge and strategy to match the right loan to your goals.

What sets Selena apart is simple: she treats every client like family. She understands that a mortgage isn’t just a transaction — it’s one of the most significant financial decisions of your life — and she’s committed to making the process transparent, efficient, and rewarding from application to closing.

Based in Hawaii and proudly serving clients across the islands and beyond, Selena embraces the aloha spirit in everything she does — and brings that same warmth and care to every loan she closes.

Today's Rates as of

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5 Year ARM

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VA 5 Year ARM

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7 Year ARM

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Jumbo 15 Year Fixed

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FHA 30 Year Fixed

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USDA 30 Year Fixed

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12 Month Bank Statement 30 Year Fixed

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DSCR 30 Year Fixed

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*Above rates are quoted NO POINTS, Except ARMs, Based on 780 credit score, purchase loan, loan amount < $1,249,126 (except JUMBO ) and 20% down (except for VA & JUMBO) Primary Residence (except DSCR)