Royce Gist

NMLS#1976205
Loan Officer

Royce Gist

As a licensed Mortgage Loan Officer, Royce Gist is dedicated to assisting Hawaii families in achieving their dreams of homeownership. With a passion for helping clients through the complexities of purchasing their first house or navigating the refinancing process, Royce ensures that his clients are well-informed and empowered to make the best decisions.

Royce holds a degree in International Business and Finance from the University of Hawaii Shidler College of Business. His academic journey also includes valuable insights gained from studying at Fudan University in Shanghai, China, providing him with a global market perspective and fluency in Mandarin, Chinese.

Specializing in assisting clients facing income challenges, Royce has successfully helped numerous clients qualify for homeownership through his expertise in community mortgage programs. When other banks have turned them away, Royce’s dedication and knowledge have opened doors to financial stability and independence for many Hawaii families.

Royce firmly believes in homeownership as a path to financial security and is committed to supporting his clients throughout the entire process. His goal is to ensure they thoroughly understand each step, making their journey to owning a home as smooth and stress-free as possible.

Contact Royce Gist today to explore your mortgage options in Hawaii and take the first step toward realizing your homeownership dreams. Royce’s ability to speak Chinese Mandarin also allows him to assist Chinese-speaking clients effectively, making the process even more accessible for a diverse range of homebuyers.

Today's Rates as of

30 Year Fixed

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VA 30 Year Fixed

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5 Year ARM

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Jumbo 30 Year Fixed

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*Above rates are quoted NO POINTS, Based on 780 credit score, purchase loan, loan amount < $1,149,825 (except JUMBO ) and 20% down (except for VA & JUMBO)