Tanny Waters

NMLS#892213
Sr. Loan Officer

Tanny Waters

Born and raised in Kuala Lumpur Malaysia and immigrated to southern California in 1983.  She received her degree at the University of Hawaii in Finance and launched into the banking world since 2003.  She has been doing mortgages since 2006 and have experiences from big banks to Credit Unions to many mortgage companies and now as a broker.   She has lived in Hawaii since 1995 and left in between to live in Oregon for 7 years.  Happily back to Hawaii and serving in the financial industry since 2008.  Bringing her many years of finance and mortgage experience to serve the people of Hawaii.

Tanny is very involved in her community from PTA in her kids schools while they were young, church community outreach, to Chamber of Commerce, Rotary and Business Network International today.  She is CMPS (Certified Mortgage Planning Specialist) certified.  This designation provides her deeper skills as a mortgage professional to assist her clients in overall mortgage planning that can include taxes, cash flow planning while doing business with full compliance and ethical standards.  She continues to stay active in many organization to stay current with he ever changing business market, networking and building a wonderful group of trusted businesses that she can easily refer out to clients in need.  She has a heart to teach all she knows to help her clients make right financial choices and plan for financial wealth and freedom.

She is proud to be a part of the Homes of Heroes program for the last 3 years working with great local Real Estate agents to serve and give back to the local heroes such as Military, Police Officers, Fire Fighters, Health Care Workers and Teachers.  If you belong to one of these group of local heroes, connect with Tanny and she can help find some wonderful savings as well as the lowest rates C2 Financial can offer.

If you need help conversing in Mandarin or Cantonese for your transaction, Tanny can assist here as well.

Tanny is known for her hard work and service.  She is reachable 7 days a week and prides herself on prompt service.   Clients to Tanny become friends for life.  She will continue to stay in touch after the transaction and will always be available to assist with any questions.  She strives to become your Loan Officer for life.

During down time, Tanny loves to relax at the beach to be reminded of the beauty of Hawaii.  She loves to read, paddle, spending time and creating memories with friends and family, and cuddling with her favorite dog Nahlah a chocolate lab.

Today's Rates as of

12/13/2020 05:13 AM

30 Year Fixed

Interest Rate

2.625 %

APR

2.66 %

VA 30 Year Fixed

Interest Rate

2.250 %

APR

2.375 %

5 Year ARM

Interest Rate

2.875 %

APR

2.91 %

Jumbo 30 Year Fixed

Interest Rate

2.875 %

APR

2.91 %

*Above rates are quoted NO POINTS, Based on 760 credit score, purchase loan, loan amount < $1,149,825 (except JUMBO ) and 20% down (except for VA & JUMBO)