Loan Officers

Darron Carson


Vice President - FEBO Partner

Cell: (808) 397-0800

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With over 25 years of professional Mortgage Banking experience, Darron R. Carson is at the top of his profession. Darron started working for a Direct Bank in San Diego, California, way back in February 1990, then decided to try his hand at Mortgage Brokering in 1996. After a few years of working for someone else’s mortgage Brokerage firm, Darron decided to venture out on his own. Owning and running a small brokerage firm, taught Darron the importance of hard work, being responsible and building team synergy.

In late 2008, Darron decided to move to Honolulu, Hawaii, where he immediately started working for one of the biggest local Banks on the island of Oahu. Even though going back to work for a Local Bank was a big change and challenge, due to a new geographical location, Darron still excelled at his Loan Officer position. Darron continually earned the Top Producers award for his achievements in Total loan volume and units closed.

In late 2012, Darron made a change professionally from originating and was hired on by a local Direct Bank, as a Regional Sales manager, here on Oahu. After working there for about a year, Darron then went on to start working on his dream, of owning his own Mortgage Brokerage firm on the islands of Hawaii.

Partnering up with C2 Financial, has helped Darron start to reach his goals of creating and owning, one of the Top mortgage brokerage firms in Hawaii. When Darron is not working, he does enjoy playing basketball, being at the ocean, playing golf and spending time with his wife and close friends.

Joe Schmitz


Vice President - FEBO Partner

Mobile: (808) 783-5815

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Joe Schmitz, Vice President and FEBO Partner, has been in the mortgage industry since 2006.

Schmitz has originated loans both as a mortgage banker and a broker, and can understand and guide clients through the vast array of lending options. Schmitz helped build the branch of Platinum Mortgage Partners that developed into Summit Mortgage and ultimately Veteran’s United. There, he developed, managed, and trained a team of top-producing VA specialist loan officers. From there he went on to Mann Mortgage where he extended his product base to provide conventional, jumbo, portfolio, reverse mortgages and more.

Teaming up with C2 in 2014, one of the largest mortgage brokers in the nation, Schmitz now provides a wider range of mortgage products, and the most competitive rates available for his clients. C2 has access to nearly every lending product on the market, enabling Schmitz and his C2 Hawaii team to provide guidance for the best possible lending solution to fit their clients’ needs, and ultimately save them money.

Schmitz served 4 years in the Navy on the nuclear submarine USS Buffalo. He also served in the Navy Reserves for 2 years as an intelligence specialist. He looks forward to the opportunity to help clients find the right product for their specific needs and circumstances.

Grischa Hendreschke


Vice President

Mobile: (808) 557-5042

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McKay Wilson


Loan Officer - Team Leader

Mobile: (808) 389-1138

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McKay Wilson, Loan Officer – Team Leader, has been in the mortgage industry since 2010.

McKay started his career in finance as a Financial Advisor for John Hancock in 2009. There he maintained as high level of customer service, helping his clients move towards their financial goals. From there he went on to Provident Funding, a national wholesale mortgage lender, where he stepped into the position of Mortgage Underwriter. In this capacity he analyzed thousands of loan packages for approval, including compliance audits. 5 years he spent at Provident building a strong mortgage background for his move into the position of loan officer.

Having built a solid foundation of experience, McKay has now joined C2 Financial, the largest broker in the nation, as a Mortgage Loan Officer. Wilson’s underwriting past enables him to provide his clients and realtor partners alike with the most confident pre-approval letters. Knowing how to analyze complicated scenarios and understanding underwriter psychology helps McKay secure smooth loan approvals each time. In January of 2017, McKay was ranked as one of the top mortgage brokers in Honolulu by an independent agency, and was promoted to Team Leader at the Honolulu C2 Financial branch office.

McKay was born and raised in Hawaii attending high school at Punahou. He obtained his Bachelors of Business Administration and Finance from Shidler Business School UH Manoa where he also minored in Japanese. He loves all animals and hopes to own an animal sanctuary in the future.

He looks forward to helping clients find the right product for their mortgage financing needs.

Gary Goldstein


Sr. Loan Officer

Mobile: (808) 285-7668

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Gary Goldstein is a Senior Mortgage Loan Officer with C2 Financial Hawaii.  In addition to Gary being involved in the Mortgage Loan industry for the past 24 years, he has also coached wrestling, sold beer, was a substitute teacher and worked with the Census Bureau.  All this while using his Bachelor’s degree in Political Science from California State University Long Beach to hone in on his athletic endeavors.  Yeah, that is correct, his degree has pushed him to train like a madman to race Triathlons all over the world with his wife Michelle.  Because of his enthusiasm for his energetic lifestyle, friends and family have encouraged him to work with as many Veterans and any other potential home owners to help them with their home financing.  While specializing in VA Lending, Gary also has an array of other mortgage products to work with too!  If you are out riding your bike, running or swimming in the middle of the ocean, please say Hi!

Richard Taylor


Loan Officer

Mobile: 808-670-3523

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Shawn Swenson


Sr. Loan Officer

Mobile: 808-321-1962

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Troy Switzer


Loan Officer

Mobile: 808-489-6550

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Janayhé Self


Mortgage Loan Officer

Mobile: (808) 382-4743

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Janayhé’s Self is seasoned Mortgage Loan Officer with C2 Financial Hawaii Division.

She is the point person and liaison for qualifying your next purchase or refinance and has over 7 years of experience as a Senior Loan Officer. Her level of professionalism and knowledge of the market is a reflection of her strong background in residential Real Estate, Advertising, and the Marketing industry.

As the past President of the Hawaii Kai Chamber of Commerce, Janayhé’s roots run deep into the heart of the community. She has the current pulse on Hawaii’s business and understands the importance of listening to client’s needs. After exploring other avenues in Real Estate, Marketing, and the Advertising arena, Janayhé has returned to the finance industry where she can utilize the vast knowledge she has gained.

Whether you are a homeowner looking to penetrate the market with the best rate and terms or a Realtor looking to increase purchase business, Janayhé will go the extra mile to assure a professional experience by delivering exceptional customer service and assisting with, Broker’s Open, Open House, Seminars, Community Fundraisers, and Individual Scenarios.

Jay Hoh


Loan Officer

Mobile: 808-824-1976

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Marc Alet


Sr. Loan Officer

Mobile: (415) 819-6057

Office: (808) 369-1705

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Marc is a 10 year veteran of the banking industry. While working in Wealth Management, Marc followed that industry’s expansion into lending activities and became an expert in that arena. At Barclays Bank in France and then at Merrill Lynch in San Francisco and Hawaii Marc has helped select clients set and reach ambitious financial goals.

Marc also has a high level of education, bearing an M.B.A. in finance as well as a B.S. in computer science. He is pleased to bring this combination of outstanding education and field experience to the C2 Hawaii team where his goals are to keep helping clients set and reach those financial goals, focusing on the liability side of the Wealth equation providing the unique lending capabilities of C2 Hawaii to his clients.

Marc is also a Fitness Coach and also bears title of Martial Arts and Ski Instructor. On the weekends, you can find Marc on a golf course, a hiking trail or on his motorcycle cruising the island. But you can always find Marc by email or phone as he is always available to his clients around the clock.

Dave Ige


Sr. Loan Officer

Mobile: (808) 753-1204

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Dave Ige, Sr. Loan Officer at C2 Financial Hawaii Division, has been in the mortgage lending industry since 1993. He worked for 2 companies from 1993 to 1997 before he formed his own company Excell Financial Services, Inc. which he is still president of and conducts commercial lending and residential mortgages on the mainland.

Dave was also an account executive for a Security National’s wholesale lending, giving him valuable insight to underwriting and regulations of the lending industry from the lender perspective.
Since Dave has been in the industry since 1993, he has seen the ups and downs of the real estate market and the rise and fall of interest rates. He’s seen mortgage loan programs come and go as well as change over the course of many years. He has gone thru the days of hard copy loan applications being Fed Expressed to the banks and lenders for underwriting to digital signatures

His experience allows Dave to connect with clients of all ages. He understands and can explain a client’s mortgage clearly and concisely regardless of generation.
Dave’s strength is his ability to educate his client’s on the process and obtaining the best financing option for all their real estate holdings. He strives for a ‘stress free’ experience, always working hard to manage the stresses of the loan process so his clients don’t have to.

Eugene Tu


Loan Officer

Mobile: 808-971-1754

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Fernando Po


Loan Officer

Mobile: (808) 685-9988

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Tony Smalley


Sr. Loan Officer

Mobile: (808) 256-7518

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Kristin Pereira


Loan Officer

Mobile: 808-727-0068

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Michael Marcum


Sr. Loan Officer

Mobile: (808) 727-1040

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Michael believes that attaining a mortgage is much more than a transaction, it is an opportunity to build long lasting relationships with his clients. His consultative approach includes a complete mortgage analysis for every client that is easy to understand and is a tool to maximize wealth. Michael combines his sound knowledge of the mortgage industry with the efficient processes and competitive lending products available through C2 Financial Corporation to provide a superior experience to his clients.

Michael holds two master’s degrees including a Master of Science in Management Information Systems degree from the University of Illinois and a Master of Business Administration in Finance degree from Golden Gate University. His hobbies include tennis, running, chess, and spending time with family.

Dennis Champagne


Sr. Loan Officer

Mobile: (808) 728-9448

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James Wilson


Loan Officer

Cell: (808) 729-0270

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Katherine Todd


Sr. Loan Officer

Cell: (808) 635-9053

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Tshering Sherpa


Loan Officer

Cell: (808) 824-0680

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Stephanie Moberg

Sr. Processor

Direct: (808) 585-1983

Fax: (866) 400-6543

Stephanie Moberg, Sr. Processor, has over 14 years of processing experience. On top of her extensive processing knowledge she is also a former underwriter and closer. This allows her to anticipate lender requirements upfront which translates into smooth loan approvals and closings.

Stephanie is the main point of contact for our clients once their loan is in processing. She collects all necessary documents and information for loan approval, including coordinating with all 3rd parties.

Gathering experience from many lending platforms Stephanie has proven to be an invaluable member of the C2 Hawaii processing team.

Crissy Worthen


Sr. Processor

Direct: 858-449-0273

Desiree Key

Sr. Processor

Direct: (619) 813-2017

Fax: (888) 919-4389

Taylor Bain



Direct: 808-316-4564

Lori Jaeger



Rachel Deshotel



Matt Deshotel



as of 03/07/2017 05:31 AM

30 Year Fixed



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VA 30 Year Fixed



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5 Year ARM



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Jumbo 30 Year Fixed



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Above rates are qouted NO POINTS, assume 780 credit score, loan amount at or below $636,150 (except JUMBO). and 20% down (except for VA)