MEET THE TEAM

Loan Officers

Darron Carson

NMLS#378886

Vice President - FEBO Partner

Cell: (808) 397-0800

darron@c2hawaii.com

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With over 31 years of professional Mortgage Banking experience, Darron R. Carson is at the top of his profession. Darron started working for a Direct Bank in San Diego, California, way back in February 1990, then decided to try his hand at Mortgage Brokering in 1996. After a few years of working for someone else’s mortgage Brokerage firm, Darron decided to venture out on his own. Owning and running a small brokerage firm, taught Darron the importance of hard work, being responsible and building team synergy.

In late 2008, Darron decided to move to Honolulu, Hawaii, where he immediately started working for one of the biggest local Banks on the island of Oahu. Even though going back to work for a Local Bank was a big change and challenge, due to a new geographical location, Darron still excelled at his Loan Officer position. Darron continually earned the Top Producers award for his achievements in Total loan volume and units closed.

In late 2012, Darron made a change professionally from originating and was hired on by a local Direct Bank, as a Regional Sales manager, here on Oahu. After working there for about a year, Darron then went on to start working on his dream, of owning his own Mortgage Brokerage firm on the islands of Hawaii.

Partnering up with C2 Financial, has helped Darron start to reach his goals of creating and owning, one of the Top mortgage brokerage firms in Hawaii. When Darron is not working, he does enjoy playing basketball, being at the ocean, playing golf and spending time with his wife and close friends.

Joe Schmitz

NMLS#222839

Vice President - FEBO Partner

Mobile: (808) 783-5815

joe@c2hawaii.com

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Joe Schmitz, Vice President and FEBO Partner, has been originating in the mortgage industry since 2006, specializing in VA home loans.

Schmitz has originated loans both as a banker and broker,  launching the C2 Hawaii branch partnership in 2014. C2 enables him to provide the most competitive rates available through their vast network of wholesale lenders.

Schmitz served 4 years in the U.S. Navy on the submarine USS Buffalo. He looks forward to helping his clients obtain the best rate possible.

Grischa Hendreschke

NMLS#800316

Vice President

Mobile: (808) 557-5042

grischa@c2hawaii.com

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Honesty, Integrity and Availability seven days a week. All the best loan products at the best rates. This bio will have no fluff and neither will your loan. Let’s have the product line, rates and service speak for themselves. My employment history is public information under the NMLS registry for further info. I look forward to helping.

McKay Wilson

NMLS#1336741

Loan Officer - Team Leader

Mobile: (808) 389-1138

mckay@c2hawaii.com

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McKay Wilson, Loan Officer – Team Leader, has been in the mortgage industry since 2010.

McKay started his career in finance as a Financial Advisor for John Hancock in 2009. There he maintained as high level of customer service, helping his clients move towards their financial goals. From there he went on to Provident Funding, a national wholesale mortgage lender, where he stepped into the position of Mortgage Underwriter. In this capacity he analyzed thousands of loan packages for approval, including compliance audits. 5 years he spent at Provident building a strong mortgage background for his move into the position of loan officer.

Having built a solid foundation of experience, McKay has now joined C2 Financial, the largest broker in the nation, as a Mortgage Loan Officer. Wilson’s underwriting past enables him to provide his clients and realtor partners alike with the most confident pre-approval letters. Knowing how to analyze complicated scenarios and understanding underwriter psychology helps McKay secure smooth loan approvals each time. In January of 2017, McKay was ranked as one of the top mortgage brokers in Honolulu by an independent agency, and was promoted to Team Leader at the Honolulu C2 Financial branch office.

McKay was born and raised in Hawaii attending high school at Punahou. He obtained his Bachelors of Business Administration and Finance from Shidler Business School UH Manoa where he also minored in Japanese. He loves all animals and hopes to own an animal sanctuary in the future.

He looks forward to helping clients find the right product for their mortgage financing needs.

Gary Goldstein

NMLS#959014

Sr. Loan Officer

Mobile: (808) 285-7668

garyg@c2hawaii.com

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Gary Goldstein is a Senior Mortgage Loan Officer with C2 Financial Hawaii.  In addition to Gary being involved in the Mortgage Loan industry for the past 26 years, he has also coached wrestling, sold beer, was a substitute teacher and worked with the Census Bureau.  All this while using his Bachelor’s degree in Political Science from California State University Long Beach to hone in on his athletic endeavors.  Yeah, that is correct, his degree has pushed him to train like a madman to race Triathlons all over the world with his wife Michelle.  Because of his enthusiasm for his energetic lifestyle, friends and family have encouraged him to work with as many Veterans and any other potential home owners to help them with their home financing.  While specializing in VA Lending, Gary also has an array of other mortgage products to work with too!  If you are out riding your bike, running or swimming in the middle of the ocean, please say Hi!

Richard Taylor

NMLS#1603145

Loan Officer

Mobile: 808-670-3523

rich@c2hawaii.com

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He has surrounded his working life in real estate; first as a home painting contractor, a photovoltaic professional, and now as a residential loan officer.  It is safe to say that buying a home with his partner in Hawaii and renovating it on the weekends has been the culmination of Rich’s professional career.

 

He is passionate about the industry and people, sharing the tools with others to build financial security, and most of all being able to make real relationships out of business. So please, after we close your loan, don’t forget to invite Rich to your housewarming party! 🎉

 

C2’s Financial’s philosophy is to put our client’s best interest in front of our own; Rich Taylor wakes up everyday excited to be a part of that mission.

 

Shawn Swenson

NMLS#723359

Sr. Loan Officer

Mobile: 808-321-1962

shawn@c2hawaii.com

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Troy Switzer

NMLS#1532881

Sr. Loan Officer

Mobile: 808-489-6550

troy@c2hawaii.com

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Troy was born here in the islands and has family roots on the Valley Isle in Lahaina.  Troy is the son of a retired U.S. Navy Commander and himself a 10 year veteran of the U.S. Navy’s Nuclear Power Program. Troy spent the majority of his Naval career at Pearl Harbor serving on fast attack submarines, and prior to joining the C2 Hawaii team spent 5 years as a civilian at Pearl Harbor Naval Shipyard fixing the same submarines he was honored to serve on.  Troy is passionate about our Aina and helping his fellow veterans own a piece of the country they have fought to defend.  Having utilized his VA home loan benefit multiple times, helped numerous veterans utilize theirs, and calling Hawaii home; Troy provides a unique insight into the needs of his clients.

Janayhé Self

NMLS#1126425

Loan Officer

Mobile: (808) 382-4743

jj@c2hawaii.com

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Janayhé’s Self is seasoned Mortgage Loan Officer with C2 Financial Hawaii Division.

She is the point person and liaison for qualifying your next purchase or refinance and has over 7 years of experience as a Senior Loan Officer. Her level of professionalism and knowledge of the market is a reflection of her strong background in residential Real Estate, Advertising, and the Marketing industry.

As the past President of the Hawaii Kai Chamber of Commerce, Janayhé’s roots run deep into the heart of the community. She has the current pulse on Hawaii’s business and understands the importance of listening to client’s needs. After exploring other avenues in Real Estate, Marketing, and the Advertising arena, Janayhé has returned to the finance industry where she can utilize the vast knowledge she has gained.

Whether you are a homeowner looking to penetrate the market with the best rate and terms or a Realtor looking to increase purchase business, Janayhé will go the extra mile to assure a professional experience by delivering exceptional customer service and assisting with, Broker’s Open, Open House, Seminars, Community Fundraisers, and Individual Scenarios.

Jay Hoh

NMLS#1511330

Loan Officer

Mobile: 808-824-1976

jay@c2hawaii.com

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Marc Alet

NMLS#652619

Sr. Loan Officer

Mobile: (415) 819-6057

Office: (808) 369-1705

marc@c2hawaii.com

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Marc is a 10 year veteran of the banking industry. While working in Wealth Management, Marc followed that industry’s expansion into lending activities and became an expert in that arena. At Barclays Bank in France and then at Merrill Lynch in San Francisco and Hawaii Marc has helped select clients set and reach ambitious financial goals.

Marc also has a high level of education, bearing an M.B.A. in finance as well as a B.S. in computer science. He is pleased to bring this combination of outstanding education and field experience to the C2 Hawaii team where his goals are to keep helping clients set and reach those financial goals, focusing on the liability side of the Wealth equation providing the unique lending capabilities of C2 Hawaii to his clients.

Marc is also a Fitness Coach and also bears title of Martial Arts and Ski Instructor. On the weekends, you can find Marc on a golf course, a hiking trail or on his motorcycle cruising the island. But you can always find Marc by email or phone as he is always available to his clients around the clock.

Dave Ige

NMLS#314018

Sr. Loan Officer

Mobile: (808) 753-1204

dave@c2hawaii.com

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Dave Ige, Sr. Loan Officer at C2 Financial Hawaii Division, has been in the mortgage lending industry since 1993. He worked for 2 companies from 1993 to 1997 before he formed his own company Excell Financial Services, Inc. which he is still president of and conducts commercial lending and residential mortgages on the mainland.

Dave was also an account executive for a Security National’s wholesale lending, giving him valuable insight to underwriting and regulations of the lending industry from the lender perspective.
Since Dave has been in the industry since 1993, he has seen the ups and downs of the real estate market and the rise and fall of interest rates. He’s seen mortgage loan programs come and go as well as change over the course of many years. He has gone thru the days of hard copy loan applications being Fed Expressed to the banks and lenders for underwriting to digital signatures

His experience allows Dave to connect with clients of all ages. He understands and can explain a client’s mortgage clearly and concisely regardless of generation.
Dave’s strength is his ability to educate his client’s on the process and obtaining the best financing option for all their real estate holdings. He strives for a ‘stress free’ experience, always working hard to manage the stresses of the loan process so his clients don’t have to.

Eugene Tu

NMLS#1595102

Loan Officer

Mobile: 808-971-1754

eugene@c2hawaii.com

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Fernando Po

NMLS#1032993

Loan Officer

Mobile: (808) 685-9988

fernando@c2hawaii.com

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Tony Smalley

NMLS#1434631

Sr. Loan Officer

Mobile: (808) 256-7518

tony@c2hawaii.com

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Kristin Pereira

NMLS#1847992

Loan Officer

Mobile: (808)-931-9777

kris@c2hawaii.com

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Michael Marcum

NMLS#1921857

Sr. Loan Officer

Mobile: (808) 727-1040

michael@c2hawaii.com

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Michael believes that attaining a mortgage is much more than a transaction, it is an opportunity to build long lasting relationships with his clients. His consultative approach includes a complete mortgage analysis for every client that is easy to understand and is a tool to maximize wealth. Michael combines his sound knowledge of the mortgage industry with the efficient processes and competitive lending products available through C2 Financial Corporation to provide a superior experience to his clients.

Michael holds two master’s degrees including a Master of Science in Management Information Systems degree from the University of Illinois and a Master of Business Administration in Finance degree from Golden Gate University. His hobbies include tennis, running, chess, and spending time with family.

Dennis Champagne

NMLS#859678

Sr. Loan Officer

Mobile: (808) 728-9448

dennis@c2hawaii.com

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Dennis Champagne comes to C2 Hawaii as a veteran mortgage originator. He is originally from Massachusetts and grew up traveling the globe while his father served 20 years in the Army. Dennis is a former All-American baseball player that went on to play collegiately for VCU and VSU.

Dennis’ travels eventually landed him to Hawaii in Oct of 2003. From there he has had a successful career in lending for Wells Fargo, GMAC Mortgage, CPB, Hawaii Mortgage Company, PennyMac, Freedom Mortgage, Hawaii Mortgage Experts and most recently C2 Hawai’i.

Dennis is well versed on all aspects of lending and is truly passionate about his job and doing what’s in the best interest of his clients.

 

James Wilson

NMLS#1857761

Loan Officer

Cell: (808) 729-0270

james@c2hawaii.com

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Katherine Todd

NMLS#371083

Sr. Loan Officer

Cell: (808) 635-9053

katherine@c2hawaii.com

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Tshering Sherpa

NMLS#1979856

Loan Officer

Cell: (808) 824-0680

tshering@c2hawaii.com

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Tshering Sherpa is a dedicated loan officer who believes in serving her clients by understanding their needs. She is an Army veteran. She served as a Financial Management Technician in the Army for four years. She was stationed in Hawaii, fell in love with the island and decided to call it home.

Tshering obtained her bachelor’s degree in accounting from Winona State University in Minnesota. She also attended University of Arkansas at Little Rock to pursue her master’s in business administration but had to ship for Basic Combat Training in the middle of the program. She picked up right where she left and will soon graduate with her MBA from Wayland Baptist University.

She realized her true passion lies in real estate and wanted to grow deeper roots in the area. She feels grateful every day that she gets to do what she loves, all while helping others achieve their dreams by assisting them with their mortgage financing needs. Impressed with C2 Financial Hawaii’s excellent products and customer service, she decided to be a part of the team herself. She is available anytime her clients need her.

Laura Wehlage

NMLS#1948474

Loan Officer

Cell: (832) 239-0677

laura@c2hawaii.com

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Laura began her career in tax at one of the largest public accounting firms in the world after completing a  BBA in Accounting, Minor in sales, and Masters of Accountancy specializing in Tax. During her tax career, she found exceptional client service was imperative in helping her clients achieve their goals, whatever they may be.  Her experience and exposure to different industries provided her with the opportunity to learn integral parts of complex businesses.  Her industry expertise in real estate has shown her firsthand the numerous opportunities it can hold for businesses and individuals, both personally and professionally.  After over 10 years in public accounting, she is now using that passion and experience in the mortgage world as a loan officer.  As a Veteran spouse, Laura also has experience dealing with VA loans and has undergone the VA loan process herself multiple times.  She strives to provide this service to other veterans on island to make their financial real estate dreams a reality.  Laura’s ability to educate her clients in multiple different aspects in finance and tax has translated into helping her clients in achieving their real estate dreams through the unique lending capabilities of C2 Hawaii. 

Jason Taira

NMLS#316275

Loan Officer

jason@c2hawaii.com

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Born and raised in Honolulu, Jason is a seasoned Senior Mortgage Loan Officer who has been working to help Hawaii’s homeowners since January 2004.

Spending his first 8 years training under the direct guidance of some of Honolulu’s most prominent home loan underwriters and leaders, he has worked as an approved project team member for over a dozen condo-conversion and new construction condos on Oahu.

In 2014, Jason transitioned into Real Estate sales where he was able to gain even greater experience and insight into the Hawai’i real estate industry; selling homes and condos across Oahu, from Waianae and Ewa Beach, to the Gold Coast of Waikiki, and Hawai’i Loa Ridge.

In the Summer of 2018, Jason stepped away from the real estate and mortgage industries to get a better understanding of Hawaii’s economic structures, venture capital programs, technology networks and investment communities.

During his time away, Jason pursued his passion for Economic Diversity and Opportunities in Hawaii; growing an even wider network of friends and new connections while learning about the true everyday challenges of local business owners, startups, investors, and entrepreneurs.

Equipped with priceless knowledge, perspectives and experience, Jason is back in the driver’s seat, to once again, empower Hawaii’s homeowners and real estate professionals with some of their most important investment life decisions.

With an innate focus on his clients’ financial security and success, Jason is resilient, systematic, highly organized, resourceful, and unwavering in his goals to deliver timely and consistent results.

Processors

Stephanie Moberg

Sr. Processor

Direct: (808) 585-1983

Fax: (866) 400-6543

stephanie@c2hawaii.com

Stephanie Moberg, Sr. Processor, has over 14 years of processing experience. On top of her extensive processing knowledge she is also a former underwriter and closer. This allows her to anticipate lender requirements upfront which translates into smooth loan approvals and closings.

Stephanie is the main point of contact for our clients once their loan is in processing. She collects all necessary documents and information for loan approval, including coordinating with all 3rd parties.

Gathering experience from many lending platforms Stephanie has proven to be an invaluable member of the C2 Hawaii processing team.

Crissy Worthen

NMLS#1447173

Sr. Processor

Direct: 858-449-0273

crissy@c2hawaii.com

Desiree Key

Sr. Processor

Direct: (619) 813-2017

Fax: (888) 919-4389

desiree@c2hawaii.com

Taylor Bain

NMLS#1630838

Processor

Direct: 808-316-4564

taylor@c2hawaii.com

Lori Jaeger

NMLS#1816526

Processor

lori@c2hawaii.com

Rachel Deshotel

NMLS#1897342

Processor

rachel@c2hawaii.com

Matt Deshotel

NMLS#1897337

matt@c2hawaii.com

C2 Hawaii’sBEST RATES

as of 03/07/2017 05:31 AM

30 Year Fixed

  • INTEREST RATE

    4.125%

  • APR

    4.16%

VA 30 Year Fixed

  • INTEREST RATE

    3.500%

  • APR

    3.625%

5 Year ARM

  • INTEREST RATE

    3.250%

  • APR

    3.285%

Jumbo 30 Year Fixed

  • INTEREST RATE

    4.375%

  • APR

    4.41%

Above rates are qouted NO POINTS, assume 780 credit score, loan amount at or below $636,150 (except JUMBO). and 20% down (except for VA)