C2 Hawaii is a full service mortgage broker / banker. There are no upfront costs associated with any of our services. Here at C2 Hawaii we are compensated when we deliver results. Our compensation is paid by our lender partners when your loan closes.
We feel you should never be obligated to use any services for any reason. That is why we provide no pressure no obligation consultations for all our borrowers. This give you a chance to get to know our company and your loan officer, and decide if it is a right fit for you. We have different loan officers so don't be afraid to ask for someone new if you feel the person you are talking to doesn't fit your needs. We understand that our clients work with people they like and trust, and it is important to us that we make sure you have this.
A pre-qualification can be done over the phone or internet in just a few minutes. This only includes information gathering and does not include review of documents and credit. If the numbers and estimated credit profile provided are correct your pre-qual will be fairly accurate, however, not nearly as accurate as approval.
Getting pre-approved can be done quickly over the phone and internet. This involves pulling credit as well as running our automated underwriting approval. Your loan officer will also need to review the following documents at a minimum:
We're with you the whole way. Your loan officer and our processing staff will be in close communication with yourself and your realtor through the process. It's important to us that you are always up to date on what is going on with your loan. We'll place your loan with our best priced lender that fits your needs, and take your loan from application to closing. C2 Hawaii will handle all loan related services such as ordering: appraisal, insurance, required verifications and supplements, as well as coordinating with the lender and escrow for approval and closing.
Even post-closing we are still here for you. If you have any issues with the lender's servicing or just have questions please always feel free to reach out to us. We're here to help!
The C2 Hawaii partners bring over 30 year of mortgage experience to the table. During those years we've developed relationships with many great realtors here in Hawaii. We are happy to help you find someone who best fits your needs.
We are not a credit repair company, but we do have resources not available to consumers to help boost your score. We can analyze your credit report and make suggestion for paying down or off certain accounts which will increase your score. Our rapid rescore system allows us to get your accounts and score update in as little as 3 business days at no cost to you! We can also help you dispute mistakes on your report.
We believe that empowering our borrowers with information is the best way to help you make the best decision for yourself. We provide several different monthly webinars at no cost or obligation to you. We encourage you to attend or watch the most recent recorded session.
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as of 10/17/2017 04:32 AM