MEET THE TEAM

Loan Officers

Darron Photo

Darron Carson

NMLS#378886

Vice President - FEBO Partner
Office: (808) 369-1700 ext. 3
Cell: (808) 397-0800
darron@c2hawaii.com

With over 25 years of professional Mortgage Banking experience, Darron R. Carson is at the top of his profession. Darron started working for a Direct Bank in San Diego, California, way back in February 1990, then decided to try his hand at Mortgage Brokering in 1996. After a few years of working for someone else’s mortgage Brokerage firm, Darron decided to venture out on his own. Owning and running a small brokerage firm, taught Darron the importance of hard work, being responsible and building team synergy.

In late 2008, Darron decided to move to Honolulu, Hawaii, where he immediately started working for one of the biggest local Banks on the island of Oahu. Even though going back to work for a Local Bank was a big change and challenge, due to a new geographical location, Darron still excelled at his Loan Officer position. Darron continually earned the Top Producers award for his achievements in Total loan volume and units closed.

In late 2012, Darron made a change professionally from originating and was hired on by a local Direct Bank, as a Regional Sales manager, here on Oahu. After working there for about a year, Darron then went on to start working on his dream, of owning his own Mortgage Brokerage firm on the islands of Hawaii.

Partnering up with C2 Financial, has helped Darron start to reach his goals of creating and owning, one of the Top mortgage brokerage firms in Hawaii. When Darron is not working, he does enjoy playing basketball, being at the ocean, playing golf and spending time with his wife and close friends.


Joe Photo

Joe Schmitz

NMLS#222839

Vice President - FEBO Partner
Office: (808) 369-1700 ext. 2
Cell: (808) 783-5815
joe@c2hawaii.com

Joe Schmitz, Vice President and FEBO Partner, has been in the lending industry since 2006.

Schmitz has originated loans both as a mortgage banker and a broker, and can understand and guide clients through the vast array of lending options. Schmitz helped build the branch of Platinum Mortgage Partners that developed into Summit Mortgage and ultimately Veteran's United. There, he developed, managed, and trained a team of top-producing VA specialist loan officers. From there he went on to Mann Mortgage where he extended his product base to provide conventional, jumbo, portfolio, reverse mortgages and more.

Now teamed up with C2, one of the largest mortgage broker in the nation, Schmitz provides a wider range of mortgage products, and the most competitive rates available for his clients. Garnering expertise from many types of operations, Schmitz has been tasked with developing C2’s FEBO model here in Hawaii with plans of rolling it out nationally. C2 has access to nearly every lending product on the market, enabling Schmitz and his C2 Hawaii team to provide guidance for the best possible lending solution to fit their clients' needs.

Schmitz served 4 years in the Navy on the nuclear submarine USS Buffalo. He also served in the Navy Reserves for 2 years as an intelligence specialist.

He looks forward to the opportunity to help clients find the right product for their specific needs and circumstances.

Grischa Hendreschke

Grischa Hendreschke

NMLS#800316

Vice President
Cell: (808) 557-5042
grischa@c2hawaii.com
McKay Wilson

McKay Wilson

NMLS#1336741

Loan Officer - Team Leader
Cell: (808) 389-1138
mckay@c2hawaii.com

McKay Wilson, Loan Officer - Team Leader, has been in the mortgage industry since 2010.

McKay started his career in finance as a Financial Advisor for John Hancock in 2009. There he maintained as high level of customer service, helping his clients move towards their financial goals. From there he went on to Provident Funding, a national wholesale mortgage lender, where he stepped into the position of Mortgage Underwriter. In this capacity he analyzed thousands of loan packages for approval, including compliance audits. 5 years he spent at Provident building a strong mortgage background for his move into the position of loan officer.

Having built a solid foundation of experience, McKay has now joined C2 Financial, the largest broker in the nation, as a Mortgage Loan Officer. Wilson’s underwriting past enables him to provide his clients and realtor partners alike with the most confident pre-approval letters. Knowing how to analyze complicated scenarios and understanding underwriter psychology helps McKay secure smooth loan approvals each time. In January of 2017, McKay was ranked as one of the top mortgage brokers in Honolulu by an independent agency, and was promoted to Team Leader at the Honolulu C2 Financial branch office.

McKay was born and raised in Hawaii attending high school at Punahou. He obtained his Bachelors of Business Administration and Finance from Shidler Business School UH Manoa where he also minored in Japanese. He loves all animals and hopes to own an animal sanctuary in the future.

He looks forward to helping clients find the right product for their mortgage financing needs.​

Janayhé  Self

Janayhé Self

NMLS#1126425

Mortgage Loan Officer
Cell: (808) 382-4743
jj@c2hawaii.com

Janayhé’s Self is seasoned Mortgage Loan Officer with C2 Financial Hawaii Division.

She is the point person and liaison for qualifying your next purchase or refinance and has over 7 years of experience as a Senior Loan Officer. Her level of professionalism and knowledge of the market is a reflection of her strong background in residential Real Estate, Advertising, and the Marketing industry.

As the past President of the Hawaii Kai Chamber of Commerce, Janayhé’s roots run deep into the heart of the community. She has the current pulse on Hawaii’s business and understands the importance of listening to client’s needs. After exploring other avenues in Real Estate, Marketing, and the Advertising arena, Janayhé has returned to the finance industry where she can utilize the vast knowledge she has gained.

Whether you are a homeowner looking to penetrate the market with the best rate and terms or a Realtor looking to increase purchase business, Janayhé will go the extra mile to assure a professional experience by delivering exceptional customer service and assisting with, Broker's Open, Open House, Seminars, Community Fundraisers, and Individual Scenarios.

Janayhé  Self

Marc Alet

NMLS#652619

Sr. Loan Officer
Cell: (415) 819-6057
Office: (808) 369-1705
marc@c2hawaii.com

Marc is a 10 year veteran of the banking industry. While working in Wealth Management, Marc followed that industry’s expansion into lending activities and became an expert in that arena. At Barclays Bank in France and then at Merrill Lynch in San Francisco and Hawaii Marc has helped select clients set and reach ambitious financial goals.

Marc also has a high level of education, bearing an M.B.A. in finance as well as a B.S. in computer science. He is pleased to bring this combination of outstanding education and field experience to the C2 Hawaii team where his goals are to keep helping clients set and reach those financial goals, focusing on the liability side of the Wealth equation providing the unique lending capabilities of C2 Hawaii to his clients.

Marc is also a Fitness Coach and also bears title of Martial Arts and Ski Instructor. On the weekends, you can find Marc on a golf course, a hiking trail or on his motorcycle cruising the island. But you can always find Marc by email or phone as he is always available to his clients around the clock.

Fred Photo

Dave Ige

NMLS#314018

Sr. Loan Officer
Cell:(808) 753-1204
dave@c2hawaii.com

Dave Ige, Sr. Loan Officer at C2 Financial Hawaii Division, has been in the mortgage lending industry since 1993. He worked for 2 companies from 1993 to 1997 before he formed his own company Excell Financial Services, Inc. which he is still president of and conducts commercial lending and residential mortgages on the mainland.

Dave was also an account executive for a Security National’s wholesale lending, giving him valuable insight to underwriting and regulations of the lending industry from the lender perspective.
Since Dave has been in the industry since 1993, he has seen the ups and downs of the real estate market and the rise and fall of interest rates. He’s seen mortgage loan programs come and go as well as change over the course of many years. He has gone thru the days of hard copy loan applications being Fed Expressed to the banks and lenders for underwriting to digital signatures

His experience allows Dave to connect with clients of all ages. He understands and can explain a client’s mortgage clearly and concisely regardless of generation.
Dave’s strength is his ability to educate his client’s on the process and obtaining the best financing option for all their real estate holdings. He strives for a ‘stress free’ experience, always working hard to manage the stresses of the loan process so his clients don’t have to.

Brian Zagami

Brian Zagami

NMLS#187363

Loan Officer
Cell: (206) 605-6607
brian@c2hawaii.com

Brian Zagami, Loan Officer, at C2 Financial Hawaii Division, brings over two decades of progressive experience in positions of increasing duties and responsibilities in the mortgage banking / brokerage platforms as well as private capital management and placement. Brian’s began his career at Washington Mutual Bank in Seattle Washington in 1995 as an analyst in which he was responsible for analyzing the mortgage portfolios of the S&L’s and banks the bank was acquiring. Brian left Washington Mutual in 1997 to help start North West Loan Center a mortgage brokerage located in Seattle where he implemented and perfected proprietary data mining and lead generation for the company.

In 2000 Brian moved to Honolulu, HI to become a partner at Pacific Lending Group. During his three year tenure at Pacific Lending Group, Brian helped build the company from three loan officers to 65 and increased annual funding from $40mm to $370mm per annum. He then ventured into mortgage banking at All Fund Mortgage, as Branch Director. There Mr. Zagami developed niche jumbo products, loan officer recruiting/training programs, and was also brought in as a preferred lender for Wailea Beach Villas, a billion dollar project on Maui with Lehman Brothers. In 2009 Brian realized that there was a lack of VA lending available in Hawaii so he created a mortgage banking team to address that market. Brian has now partnered with C2 Financial – Hawaii Division focusing on building the VA and Reverse mortgage platforms.

Brian served 9 years in the U.S. Navy Reserves as an Intelligence Specialist. He also enjoys sailing, hiking, diving, and all things sushi.

Chet Dal Santo

NMLS#348937

Sr. Loan Officer
Cell:(808) 542-0129
chet@c2hawaii.com
Tony Smalley

Tony Smalley

NMLS#1434631

Sr. Loan Officer
Cell:(808) 256-7518
tony@c2hawaii.com
Angie Choi

Angie Choi

NMLS#358170

Loan Officer
Cell: (808) 620-6389
angie@c2hawaii.com

Fernando Po

Fernando Po

NMLS#1032993

Loan Officer
Cell: (808) 685-9988
fernando@c2hawaii.com

Adam Photo

Adam Zavodny

NMLS#230854

Sr. Loan Officer
Cell: (808) 498-2658
adam@c2hawaii.com

Crystal Kwak

Crystal Kwak

NMLS#1511329

Loan Officer
Cell: (808) 824-1242
crystal@c2hawaii.com

Processors

Stephanie Photo

Stephanie Moberg

Sr. Processor
Direct: (808) 585-1983
Fax: (866) 400-6543
stephanie@c2hawaii.com

Stephanie Moberg, Sr. Processor, has over 14 years of processing experience. On top of her extensive processing knowledge she is also a former underwriter and closer. This allows her to anticipate lender requirements upfront which translates into smooth loan approvals and closings.

Stephanie is the main point of contact for our clients once their loan is in processing. She collects all necessary documents and information for loan approval, including coordinating with all 3rd parties.

Gathering experience from many lending platforms Stephanie has proven to be an invaluable member of the C2 Hawaii processing team.

Desiree Key

Desiree Key

Processor
Phone: (619) 813-2017
Fax: (888) 919-4389
desiree@c2hawaii.com

Jaimie Fujioka

Jaimie Fujioka

Processor
Cell: (808) 225-9963
jaimie@c2hawaii.com

Jaimie Fujioka

Bonnie Kaae

Processor
Cell: (808) 561-4069
Fax: (855) 330-1007
bonnie@c2hawaii.com

C2 Hawaii’sBEST RATES

as of 09/19/2017 04:32 AM

  • 30 Year Fixed

    INTEREST RATE

    3.750%

    APR

    3.785%

  • VA 30 Year Fixed

    INTEREST RATE

    3.250%

    APR

    3.375%

  • 5 Year ARM

    INTEREST RATE

    3.125%

    APR

    3.16%

  • Jumbo 30 Year Fixed

    INTEREST RATE

    3.875%

    APR

    3.91%

Above rates are quoted NO POINTS, assume 760 credit score, loan amount at or below $636,150 (except JUMBO), and 20% down (except for VA)

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