Loan Officers

Darron Carson


Vice President – FEBO Partner

Office: (808) 369-1700 ext. 3

Cell: (808) 397-0800

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With over 25 years of professional Mortgage Banking experience, Darron R. Carson is at the top of his profession. Darron started working for a Direct Bank in San Diego, California, way back in February 1990, then decided to try his hand at Mortgage Brokering in 1996.
After a few years of working for someone else’s mortgage Brokerage firm, Darron decided to venture out on his own. Owning and running a small brokerage firm, taught Darron the importance of hard work, being responsible and building team synergy.

In late 2008, Darron decided to move to Honolulu, Hawaii, where he immediately started working for one of the biggest local Banks on the island of Oahu. Even though going back to work for a Local Bank was a big change and challenge, due to a new geographical location, Darron still excelled at his Loan Officer position. Darron continually earned the Top Producers award for his achievements in Total loan volume and units closed.

In late 2012, Darron made a change professionally from originating and was hired on by a local Direct Bank, as a Regional Sales manager, here on Oahu. After working there for about a year, Darron then went on to start working on his dream, of owning his own Mortgage Brokerage firm on the islands of Hawaii.

Partnering up with C2 Financial, has helped Darron start to reach his goals of creating and owning, one of the Top mortgage brokerage firms in Hawaii. When Darron is not working, he does enjoy playing basketball, being at the ocean, playing golf and spending time with his wife and close friends.

Joe Schmitz


Vice President – FEBO Partner

Office: (808) 369-1700 ext. 2

Cell: (808) 783-5815

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Joe Schmitz, Vice President and FEBO Partner, has been in the lending industry since 2006.

Schmitz has originated loans both as a mortgage banker and a broker, and can understand and guide clients through the vast array of lending options. Schmitz helped build the branch of Platinum Mortgage Partners that developed into Summit Mortgage and ultimately Veteran’s United. There, he developed, managed, and trained a team of top-producing VA specialist loan officers. From there he went on to Mann Mortgage where he extended his product base to provide conventional, jumbo, portfolio, reverse mortgages and more.

Now teamed up with C2, one of the largest mortgage broker in the nation, Schmitz provides a wider range of mortgage products, and the most competitive rates available for his clients. Garnering expertise from many types of operations, Schmitz has been tasked with developing C2’s FEBO model here in Hawaii with plans of rolling it out nationally. C2 has access to nearly every lending product on the market, enabling Schmitz and his C2 Hawaii team to provide guidance for the best possible lending solution to fit their clients’ needs.

Schmitz served 4 years in the Navy on the nuclear submarine USS Buffalo. He also served in the Navy Reserves for 2 years as an intelligence specialist.

He looks forward to the opportunity to help clients find the right product for their specific needs and circumstances.



as of 03/07/2017 05:31 AM

30 Year Fixed



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VA 30 Year Fixed



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5 Year ARM



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Jumbo 30 Year Fixed



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Above rates are quoted NO POINTS, assume 780 credit score, loan amount at or below $636,150 (except JUMBO), and 20{046f3d91427b4ee66fbec940b2d6c10f717356ba49b766d384486a1634885ba4} down (except for VA)